An NDA, sometimes referred to as a confidentiality agreement, is used with partners outside the ARS when proprietary information needs to be disclosed to enable effective technical discussions. It allows the parties to exchange confidential information and data in order to determine whether they wish to conclude research cooperation or a licensing agreement. Signatories to an NDA undertake not to disclose the technical information they have received from the other party. An MTA/DTA is a kind of confidentiality agreement governing the transfer of research material (MTA) or data (DTA) between the ARS and a non-ARS organization. This is why the MTRA/DTRA was created to serve as an enablement to conduct joint research on the transferred materials or data. Since an MTRA/DTRA does not offer rights to negotiate exclusive licenses of intellectual property resulting from the research, this is an early opportunity for a proof of concept that can lead to further research that would be conducted under a CRADA. The MTRA/DTRA was created by merging the MTA/DTA cooperation and special assignment agreements. The CSTO, OCC and FDIC worked with CSBS to develop a single application form for the Confederation Charter and Deposit Guarantee. CSBS has released a copy of the form, as most public bank branches should use it as part of their charter application packages. .